Mortgage Finder | Whole of Market Mortgage Broker

Your Mortgage Requirements

By submitting this form you are consenting to your information being passed to Provincial Financial

Solutions and authorise them to contact you. This information may be used by us to advise you of other

products or services that we develop. Commercial mortgages and some forms of buy to let mortgages are

not regulated by the Financial Services Authority. Prior to any recommendation or advice being given,

Provincial Financial Solutions will undertake a full mortgage fact find to ensure that the client is being

offered the most suitable product for their needs.

Terms & Conditions

Capital Repayment

Many people naturally think of going to their own bank first when it comes to getting a new mortgage or checking out comparison sites for the best rates. You may however be missing out on significant benefits if you do. There are many reasons why it pays to use a mortgage broker when shopping for a mortgage even if you want to use your own bank. Here are some reasons why: Choice The biggest advantage of a broker, particularly a ‘whole of market’ is wider choice. When you sit in front of a broker you are sitting in front of 50+ banks and their products along with “exclusive deals” compared to a single bank who can only offer you their own products. Remember a bank won’t tell you if the bank next door has a better scheme, a broker will. Having a broker is especially important at a time like now, when meeting lender affordability requirements has never been so important and banks are saying ‘no’ more often. By having more choice you’re more likely to get a ‘yes’ first time. Experience Brokers often own their own businesses, are committed to their clients in the long term and usually have many years of industry experience. They know a low headline rate is not always the best deal around. Banks are big companies and often move staff around. How many times have you gone into the bank to see an advisor only to find the last one you spoke to has moved on. Specialists If you’re looking for specialised assistance with your loan, it pays to talk to a mortgage broker. For example if you’re looking to start property investing you will find a broker personally invaluable. A broker has many specialist skills and experience you can draw on. Follow up Following up the progress of a mortgage application is time consuming and at times can be stressful. A good mortgage broker will have systems in place for chasing you up, keeping you informed, ensuring smooth progress of the application, saving you time and giving you that very personal touch. Brokers can often be contacted outside of regular office hours for your convenience. Personal Banker A mortgage broker is like the perfect personal banker, they know what needs to be done and they make sure it happens because it’s their own business and they are in for the long haul and want you as a long term client.